Insurance Premium Data

Estimated Data Value: $2 million / yr ¹

Introduction:
Auto and home insurance markets are cornerstones of financial stability for individuals and households in the US, UK, and Western Europe. These regions are home to highly dynamic insurance industries, where trends in premium pricing can reveal significant insights into risk assessment, consumer behavior, and broader economic shifts. For hedge funds and data-driven analysts, insurance premium data serves as a critical indicator for financial models, risk projections, and portfolio strategies.

What Data is in Demand?
Investors and analysts are seeking comprehensive insurance premium datasets with the following key attributes:

1. Premium Trends: Historical data for auto and home insurance premiums spanning several years, enabling long-term trend analysis.

2. Regional Breakdown: Coverage across the US, UK, and Western Europe to compare regional differences and identify global patterns.

3. Granularity: Detailed information on premium amounts by policy type, insurer, and risk profile.

4. Frequency: Ideally weekly data, with monthly data also being considered for longer-term analysis.

Who is Buying This Data?

• Hedge Funds and Quant Firms: Using premium trends as input for models predicting economic stability and consumer spending.

• Insurance Carriers and Brokers: Analyzing competitor trends and pricing strategies for market positioning.

• Corporate Risk Analysts: Leveraging premium data to assess the potential impacts of economic or environmental events on the insurance sector.

Why This Data is Valuable:

• Economic Indicators: Insurance premiums often reflect broader economic conditions, including inflation, risk perception, and disposable income levels.

• Market Intelligence: Identifying shifts in pricing strategies among insurers provides a competitive edge for market players.

• Risk Management Insights: Understanding historical trends can help firms model and mitigate future risks effectively.

Get Involved:
If your company has access to historical and granular auto and home insurance premium data for the US, UK, or Western Europe, we want to hear from you! Hedge funds and financial institutions are eager to leverage this data to refine their models and enhance market predictions.

Got this data? Shoot us an email.

1  _{This figure was calculated using a combination of factors that include market size, size requirements, and scarcity and is an estimated value. The value reflects the total across all potential buyers, and is not reflective of a single deal.}