Mainstream Credit Card Spending Data

Estimated Data Value: $3 million / yr ¹

Introduction:
Credit card spending data provides unparalleled insights into consumer behavior, economic trends, and purchasing patterns across regions. Outside of the EU, this data is especially valuable for understanding market dynamics in the US, Asia, and other key markets. From retail and travel to financial services, stakeholders use credit card transaction data to gauge spending habits, identify emerging trends, and make informed strategic decisions.

What Data is in Demand?

1. Consumer Spending Trends:

   • Transaction volumes and spending patterns across key industries (e.g., retail, travel, dining).

   • Average transaction values by region and market segment.

   • Seasonal and event-driven spending behavior.

2. Regional Insights:

   • Data from markets such as the US, Asia, and South America, highlighting variations in consumer behavior.

   • Geographic spending patterns showing local and national trends.

3. Industry-Specific Insights:

   • Sector-specific breakdowns, including hospitality, travel, and e-commerce.

   • Payment preferences, including contactless transactions and mobile wallet adoption.

4. Demographics and Behavioral Insights:

   • Insights into spending by age group, income bracket, and consumer segment.

   • Loyalty program participation and its impact on spending behavior.

5. Macroeconomic Indicators:

   • How credit card spending correlates with broader economic trends like inflation and GDP.

   • Indicators of consumer confidence and disposable income levels.

6. Exclusions:

   • The dataset should focus on markets outside of the EU, providing a global perspective while excluding the region.

Who is Buying This Data?

• Hedge Funds and Quant Firms: Using spending data to predict economic trends and market movements.

• Retail and E-Commerce Platforms: Gaining insights into consumer spending to optimize product offerings and pricing strategies.

• Financial Institutions: Understanding credit card usage patterns for product development and risk assessment.

Why This Data is Valuable:

• Economic Forecasting: Credit card transactions provide real-time insights into economic activity.

• Consumer Behavior Analysis: Understanding how, where, and when consumers spend enables businesses to tailor strategies.

• Competitive Advantage: Detailed spending data helps businesses benchmark performance and anticipate market shifts.

Get Involved:
If your company has access to credit card spending data outside of the EU, financial institutions and analysts are eager to collaborate. Let’s explore the strategic insights this dataset offers and unlock its potential to drive smarter decisions across industries.

Got this data? Shoot us an email.

1  _{This figure was calculated using a combination of factors that include market size, size requirements, and scarcity and is an estimated value. The value reflects the total across all potential buyers, and is not reflective of a single deal.}